Ray is a Financial Adviser with Ark Total Wealth, providing strategic advice to young, retirees, professionals, and high net worth investors. Ray has more than 18 years experience in the financial services industry, previously holding positions with ING, MLC, and Mercer Investments.
Ray specialises in a holistic advice approach, encompassing tax minimisation, portfolio management, property investment, debt and cash flow structuring, asset and income protection, and superannuation strategies. Clients dealing with Ray can expect a high level of service delivered via simple and transparent engagement process.
Ray holds a Bachelor of Commerce, Advanced Diploma of Financial Planning (FINSIA), Advance Diploma of Applied Finance (FINSIA), Cert IV in Mortgage and Finance Broking, and has completed SMSF specialist training through Kaplan. Ray is also registered with the Tax Practitioners Board to provide tax-related advice.