What’s the Advantage of Cash?

Cash-based investments provide low, steady returns for a very low investment risk. They’re also more liquid in that they can be sold more quickly and easier than many other forms of investments.

What’s a Term Deposit?

Term Deposits lock your cash away for a specified period of time (known as a fixed term) that can range from 3 months to more than a year. They will pay you a previously agreed fixed rate of interest for the term of the investment. They’re also an extremely safe investment and will pay a better rate than having your ‘money at call.’

What is an 'At Call' Savings Account?

These are accounts that generally only allow transactions from a single pre-nominated bank account. They provide a higher rate of interest than you would normally receive in a transaction account.

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