True cash flow management combines short term measurement of your income and expenditure with long term planning for things like debt elimination, investment or saving for a specific goal. Often people are put off by budgeting as they quite rightly feel that they are getting bogged down in the detail of tracking where every cent goes and lose track of the bigger picture – and who has the time anyway?

At Ark we will help you put together a cashflow plan that enables rather than inhibits and empowers you to understand and direct where your money is going and what you’re spending on.  In short, it will put you in charge of your finances, rather than your finances being in charge of you.