Taking care of the pennies and the pounds will look after themselves

Our Senior Advosr Chris Magnus quoted in a recent article on saving tips and the mindset of accumulators at the moment. 

Read Here

TAGS: Savings

Saved by the buffer

A buffer can be referred to in many different terms - a rainy day account, savings account, emergency account or safety account. It doesn't matter what you call it or what interest rate it earns provided you have one. 

So why do you need it?

In life, there are many expected and unexpected events. The aim of a buffer is to protect against these unexpected events. The buffer is designed to provide you with funds when you need them most ...

TAGS: Savings

How much can I borrow?

One of the first questions I get asked by clients when they are buying a property is ‘How much can I borrow?”. My immediate question back is ‘How much can you save?”.

Alarmingly… most clients have no idea.

When we look at buying properties for clients before we can find out how much the bank will lend us we need to find out what they can afford. This will determine how much you can borrow… not the banks. Yes, I ...


How to maximize your savings prior to retirement

Reaching retirement can be daunting. Questions hover on the mind as to when exactly one should call it a day, what to do after and whether there is enough money to do it and to last.

Realizing you may not have enough money to live out your desired lifestyle in retirement can surely be terrifying but it really doesn’t need to be. 

The earlier, the better when it comes to planning for retirement. However, it is never too late ...


I want to Invest... but how do I start?

A common misconception is that you need a lot of money to make money. If you have wads of cash it certainly helps but everyone needs to start somewhere. Unless your lucky (or unlucky in same cases but I won’t name names) to receive a capital injection from your parents, you will most likely need to start from scratch.

The key to building wealth, and the major factor that determines how quickly you grow it is your monthly savings ...