10.09.2013

Integrating Super into your Wealth Plan

How do you integrate a SMSF into you overall wealth plan? Before you start it’s really important that you understand how your SMSF is going to fit in with your overall financial strategy.

This is important for different reason, for example:

  • Do you hold your insurance inside or outside of your super?
  • Is your excess cash flow best used in or out of super?
  • If you own shares should you hold them in your own name or within your super plan?

Self managed super can become an integral part of your overall wealth plan, you can use it for state planning, for ASIC protection, and it also becomes a task effective environmental to make additional investment in, so when looking at SMSF make sure you combine it into your overall strategy.